Terms of Service

Effective Date: [01 July 2026]

1. Acceptance of Terms

By accessing and using RHI’s website and digital services, you agree to these Terms of Service. If you do not agree, please discontinue use immediately.

2. Services Provided

RHI offers digital tools for community savings, stokvel management, administration, and reporting. Services may evolve, and updates will be communicated via the platform.

3. User Responsibilities

• Provide accurate registration details.

• Keep login credentials secure.

• Use the platform lawfully and respectfully.

• Do not attempt to disrupt, reverse engineer, or misuse the system.

4. Payments & Transactions

• All contributions and withdrawals are processed via secure gateways.

• RHI is not liable for delays caused by third‑party payment providers.

• Users are responsible for ensuring sufficient funds and accurate transaction details.

5. Intellectual Property

All content, logos, and designs are the property of RHI. Unauthorized use, reproduction, or distribution is prohibited.

6. Limitation of Liability

RHI is not responsible for losses arising from misuse of the platform, technical issues, or unauthorized access. Services are provided “as is” without warranties of any kind.

7. Termination of Access

RHI reserves the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activity.

8. Amendments

We may update these Terms of Service at any time. Continued use after changes indicates acceptance of the revised terms.

9. Governing Law

These Terms are governed by the laws of South Africa. Any disputes will be resolved under South African jurisdiction.

10. Contact

For questions or concerns, please email us at admin@therhi.co.za.